Plutus Business Finance
Cash Flow Finance Broker.
Welcome
to Our Site
Revolving credit facilities from £50,000 to £25,000,000
Our Story
Declan Burton-Clark
Director & Cash Flow Finance Broker
07488 897 656
Our Journey
Inspired by our namesake Plutus, the Greek god of wealth, Plutus Business Finance was created to help business owners discover options for managing cash flow via trade, debtor finance, and unsecured term loans.
Depicted as a blind cherub, Plutus was said to distribute wealth to those most deserving. We like this metaphor, and can't think of anyone more deserving than the hard working SME owners of the UK.
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Our job is to listen to what your business needs, and guide you through comparing suitable finance options.
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Who We Are
Plutus Business Finance work in partnership with UK business owners as an outsourced lending manager. ​
We specialise in trade & debtor finance, and short term unsecured loans, working with a network of 50+ high street banks, unsecured lenders & fintechs.
We believe in long term relationships, and negotiating your businesses debt on an ongoing basis, so you can be confident your business has the finance it needs now, and in future.
Our Vision
Our mission is to enable 10,000 UK business owners to take control of their cash flow.
The business owners of the UK are the backbone of the economy, and deserve to have a dedicated partner ensuring they are getting a good deal from their lenders.
Compare Options
Trade & Supplier Finance
Revolving facilities to pay your suppliers, allowing you to pay for stock up to 180 days later, or split your payment into as many as 12 monthly instalments.
Debtor Finance & Factoring
Funding secured against the money owed to you by your clients.
Unsecured Term Loans
Funds given to you to use as you need to, with terms from 3 months to 72 months.
Short Term Secured Loans
Otherwise known as 2nd mortgage or charge, use the equity in your property to secure a loan.
Merchant Cash Advance
Get funds now, and pay back over time using a percentage of your future sales.
Discover Lenders
We specialise in cash flow finance, an overarching term to describe a combination of trade & debtor finance, and short term unsecured loans.
We work with a network of 50+ high street banks, unsecured lenders & fintechs, who use technology to offer innovative lending solutions.
Many of these lenders do not require personal guarantees or property security.
Why Plutus
Save Time
Making multiple loan applications is time consuming, and can impair your credit file, impacting your businesses ability to borrow money.
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Plutus have in depth knowledge of the underwriting criteria of our lenders, and personal relationships with the decision makers,​ allowing us to get approvals quickly, without making multiple applications.
Find the right deal
​We specialise in trade & debtor finance, and short term unsecured loans, working with a network of 50+ high street banks, unsecured lenders & fintechs.
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Many of these lenders do not require personal guarantees or property security, so you do not need to own a property to look for options.
Access to options
There are more lenders than ever before in the UK SME lending market.
As a proudly independent brokerage, Plutus is able to work with lenders based both in the UK and abroad. ​
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As we discover new lenders in the market, we are able to move quickly in establishing relationships with them, ensuring you stay up to date on new offerings.